Increase your cover

Do you know that if you are an existing member you can apply to increase the benefit of your Sureplan Family Fund until you turn 56? Therefore, if your funeral cover is less than today's average cost of a funeral, you may wish to consider applying to have your benefit increased to ensure sufficient funeral insurance is available when required.

You may recall that, even though funeral cover is provided for life, the fixed premiums for your Sureplan Family Fund funeral insurance are only payable until age 60. This contrasts to the other plans that advertise widely on radio and television for which premiums are payable until age 90 and may increase annually.

Sureplan Family Fund therefore can literally save members thousands in premiums compared to these other funds.

Below is a table that displays examples of premiums for additional benefits for members currently aged 50 to 55. The additional total premiums payable until age 60 is also displayed as this verifies the excellent value of Sureplan Family Fund. You can increase your benefit by any amount up to a total benefit of $15,000.

Current
Age
Extra $1,000 Extra $2,000 Extra $3,000 Extra $4,000
Monthly
Premium
$
Total
Premiums
$
Monthly
Premium
$
Total
Premiums
$
Monthly
Premium
$
Total
Premiums
$
Monthly
Premium
$
Total
Premiums
$
50 4.66 559 9.31 1,117 13.97 1,676 18.62 2,234
51 5.27 570 10.55 1,139 15.82 1,708 21.09 2,278
52 6.02 578 12.04 1,156 18.05 1,733 24.07 2,311
53 6.93 582 13.86 1,164 20.79 1,746 27.71 2,328
54 8.16 588 16.32 1,175 24.49 1,763 32.65 2,351
55 9.93 596 19.86 1,192 29.79 1,788 39.72 2,383

You can also use the calculator on this site to calculate the total premiums for an additional benefit.

Increasing your funeral insurance cover is easy - just fill out the enquiry form and put the additional funeral insurance required in the Amount of Funeral Cover Required field and your Roll Number or Member Number in the Promo Code field. To obtain a hard copy of the application form you can either download the Sureplan Family Fund Disclosure Document or just ring us on 1800 817 105 or email .

Remember superannuation and standard life insurance play their role, but in many cases their funds can be delayed for many weeks until a death certificate is issued and probate is granted. Therefore, if you rely on superannuation and standard life insurance to pay for your expenses then someone else will have to pay upfront.