One way to reduce the effect of the Assets Test Changes coming on 1 January 2017

The Government has announced changes to the Assets Test that will apply to pension entitlements from 1 January 2017. There will be an increase in the Asset test free thresholds which will allow for an estimated 50,000 more Australians to qualify for a full pension (“SuperGuide” – June 2016).However, the rate at which a pension … Read more

Missing a Payment

Missing a payment with your funeral insurance plan can have dire consequences With some funeral insurance plans the missing of a monthly payment, and then subsequently falling into arrears by 60 days, can result in the policy being cancelled.  When a policy is cancelled, or lapsed as it is known, the policy holder normally receives … Read more